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RATES (Effective July 2013)

Savings and Certificates  
Basic Share Account

Minimum $25.00 balance

$200.00 and over paying .10%

(includes S1, S2,  S4)

Money Market Savings Account

Minimum Balance $5000.00,

Minimum withdrawal $500.00,

Maximum of 3 withdrawals a
month
paying .35%

IRA Accounts

Minimum $25.00 deposit at
open
paying .30%

Certificates

Minimum deposit $1000.00

6 month paying .25%

12 month paying .35%

24 months paying .75%

Click here for Loan Rates  
   
   
   
Share Draft  
Account Reconciliation fee $20.00 per hour
Account Research fee $20.00 per hour
Statement Copy fee $ 2.14 per copy
Deposited Item Return fee $20.00 per item
Wire Transfer (outgoing) fee $20.00 transfer
Money Order fee 2.00 per item
Check Copy fee 2.00 per item
Visa Gift Card $  5.00 per card
Cashiers/Bank Check fee $  2.00 per check
   
Account Fees  
Overdraft (NSF) fee $25.00 per item
ACH Non-Sufficient Funds fee $25.00 per item
Returned Item fee $25.00 per item
Stop Payment fee $20.00 plus tax (per request)
Share Draft Printing fee Prices vary depending upon style
Check Cashing Fee

1 % of Check (unless combined balance of $200
in all accounts) No check
cashing for non-members

Account Maintenance Fee $2.00 per month (unless combined balance of $200
in all accounts)
   
Electronic Funds Transfer Fees
Eight (8) ATM Transactions per month without charge
Monthly fee None
Card/Pin
Issuance/Reissuance fee
 
$ 5.00 per card/pin
Transaction fee $ 1.07 per transaction after your eight free per month
Card Revocation Fee $20.00