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RATES (Effective May 2010)
| Savings and Certificates | |
| Basic Share Account |
Minimum $25.00 balance $200.00 and over paying .25% (includes S1, S2, S4) |
| Money Market Savings Account |
Minimum Balance $5000.00, Minimum withrawal $500.00, Maximum of 3 withdrawals a |
| IRA Accounts |
Minimum $25.00 deposit at |
| Cerificates |
Minimum deposit $1000.00 6 month paying .50% 12 month paying 1.00% 24 months paying 1.50% |
| Click here for Loan Rates | |
| Share Draft | |
| Account Reconciliation fee | $20.00 per hour |
| Account Research fee | $20.00 per hour |
| Statement Copy fee | $ 2.14 per copy |
| Deposited Item Return fee | $20.00 per item |
| Wire Transfer (outgoing) fee | $20.00 transfer |
| Money Order fee | $  2.00 per item |
| Check Copy fee | $ 2.00 per item |
| Visa Gift Card | $ 5.00 per card |
| Cashiers/Bank Check fee | $ 2.00 per check |
| Account Fees | |
| Overdraft (NSF) fee | $20.00 per item |
| ACH Non-Sufficient Funds fee | $20.00 per item |
| Returned Item fee | $20.00 per item |
| Stop Payment fee | $20.00 plus tax (per request) |
| Share Draft Printing fee | Prices vary depending upon style |
| Check Cashing Fee |
1 % of Check (unless combined balance of $200 |
| Account Maintenance Fee | $2.00 per month (unless combined balance of $200 in all accounts) |
| Electronic Funds Transfer Fees | |
| Eight (8) ATM Transactions per month without charge | |
| Monthly fee | None |
| Card/Pin Issuance/Reissuance fee |
$ 5.00 per card/pin |
| Transaction fee | $ 1.07 per transaction after your eight free per month |
| Card Revocation Fee | $20.00 |
| Other Service Fees (applicable to all accounts) | |
