For your convenience...

Rates

SHARE ACCOUNTS

Account TypeRate
Basic Share AccountMinimum $10.00 – 0.15% – 0.15%apy
Money Market Savings AccountMinimum Balance $1000.00 – 0.60% – 0.60%apy
Variable IRA AccountsMinimum $10.00 – 0.15% – 0.15apy
CertificatesMinimum deposit $1000.00
6 month certificate .30% dividend – .30% apy
12 month certificate –
3.75 – 3.80%apy
24 month certificate
3.00% dividend – 3.03% APY

New & Used Cars (Based on Blue Book Values)

Loans

Year ModelRateTerm
2022-2024 Vehicles, Motorcycles, Boats
2022-2024 Vehicles, Motorcycles, Boats		*5.99% – 10.49% apr
*6.99% – 11.49% apr		60 months
72 months
2018-2021 Vehicles, Motorcycles, Boats
2018-2021 Vehicles, Motorcycles, Boats		*6.25% – 10.75% apr
*7.25% – 11.75% apr		60 months*
72 months*
2016-2017 Vehicles, Motorcycles, Boats
2016-2017 Vehicles, Motorcycles, Boats		*6.50% – 11.00% apr
*7.50% – 12.00% apr		60 months*
72 months*
2014-2015 Vehicles, Motorcycles, Boats
2014-2015 Vehicles, Motorcycles, Boats		*7.00% – 11.50% apr
*8.00% – 12.50% apr		60 months*
72 months*
2012-2013 Vehicles, Motorcycles, Boats*10.00% – 15.50% apr48 months*
*Risk Based Lending – Lowest rate listed above is for credit score 700 and above, an active checking account or direct deposit to Siouxland Federal Credit Union and payment deducted from an account at Siouxland Federal Credit Union. Credit Score 661 to 699, add 1% to the lowest rate quoted. Credit score 621 to 660, add 2% to the lowest rate quoted. Credit score 620 and below, add 4% to the lowest rate quoted. For an extended term, 6 months add 0.50%, longer than 6 months add 1.25% to the lowest rate quoted. For a coupon payment book, add 0.50% to the lowest rate quoted. For an ACH payment, add 0.25% to the lowest rate quoted.

2nd Mortgage

Call for rates and terms

can borrow up to 80% of the assessed value of the home.

Signature Loans

12.00% APR to 16.00%APR

Share Secured

Share Rate + 3%APR

Certificate Secured

3% APR above the rate of certificate is used as collateral. Rate is charged for length of loan regardless of renewal rate on CD.

**APR = Annual Percentage Rate