Loans

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  • New Vehicles
  • Used Vehicles
  • 2nd Mortgages
  • Signature/Unsecured
  • Share Secured
  • Motorcycles
  • Boats
  • Recreational Vehicles
  • Campers
  • Motor Homes
  • 1st Mortgages done by Premier Lending Alliance

Apply For A Loan

Online Loan App Print Loan App

Credit Life Insurance

If you pass away and your claim is payable, your eligible loan balance is reduced or paid off

Disability Insurance

If you are disabled due to injury or sickness, after 30 days your loan payments will be paid until you are no longer disabled, your loan is paid off or you reach the policy maximum.

GAP (Guaranteed Asset Protection) Insurance

If your vehicle is stolen, accidently damaged beyond repair, or declared a total loss, GAP will pay the potentially high-cost difference between your insurance settlement and your loan balance. GAP will also give you $1000.00 towards the down payment of your replacement vehicle when you finance the replacement vehicle with Midwest Community Credit Union
within 60 days.

MBP – MechanicalBreakdown Protection

Even the most reliable vehicle can develop a mechanical problem. That is why so many people have come to depend upon Route 66 Warranty.

Route 66 Warranty is the most comprehensive extended warronty coverage for all mokes and models of automobiles so that you will be able to enjoy youn new purchase and have “Peace of Mind”.

No matter where you travel in the United States, you are protected against major mechanical expenses, and there is NO deductible!

Key Benefits:

  • Route 66 Warranty has 25 years experience
  • All warranties are FULLY insured
  • $0 deductible
  • 30 day free look
  • Nationwide coverage
  • 24/7/365 Emergency Road Service and rental car benefit
  • FULLY transferable

Student Loans

Learn about ways to pay for college or refinance existing student loans.

We work with Iowa Student Loan to offer private loans to help you pay for college as well as refinance existing student loans. As an Iowa nonprofit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.*

The Partnership Advance Education Loan and College Family Loan were created to help you pay college costs while you are or your student is in school. With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront.

  • The Partnership Loan is for students and their cosigners.
  • The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.

The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college. Find the rates and payments you qualify for by completing their online pre-qualification tool to see how you could benefit.

These loans are subject to credit approval.

Tools and Tips to Help Minimize Borrowing

Take advantage of Iowa Student Loan’s free planning tools while planning for college and before applying for student loans to:

  • Avoid overborrowing
  • Explore jobs and potential earnings for graduates of specific majors.
  • Estimate total college costs for four years of undergraduate students.

Before applying for a private loan, be sure to complete the FAFSA, or Free Application for Federal Student Aid, first. You should also work with our college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

About Iowa Student Loan

Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.

*Midwest Community Credit Union is compensated by Iowa Student Loan for the referral of student loans.

Learn More and Apply